Monday, February 17, 2020
Giving evidence from your own analysis, evaluate the potential and Essay
Giving evidence from your own analysis, evaluate the potential and limitations of TWO of the below sources for researching ONE o - Essay Example No one can quantify with accuracy how much these activities contribute positively to economies of various countries. However, one thing that cannot be dispensed is that sporting activities have limitless accrued benefits to individuals, as well to the economies of many countries. For the case of Britain, games that have been outstanding include the Cambridge and Oxford race boat sporting activities often conducted in match each year on the Thames and the the horse-day derby race at Epsom conducted in April and the championship of Lawn Tennis that are commonly played in July. The interesting popular premier league that often run year round also part of sporting activities that are worth appreciating. With the technological advancements, popularity of such sporting activities has been guaranteed following the wide spread flat screen television set (Jonhnson, 2007). Certainly, during this twentieth century, there has been a three-sixty degrees turn from the tradition of the gentleman am ateur, which had covered the entire Victorian sport into professionalism that is quite evident everywhere. However, it should be noted that there are variations in the way different sporting activities are appreciated. ... How these discrepancies are dealt with is beyond the scope of this discussion. One thing to content with is that there should be a way that provides a clear understanding of how the sporting activities in London are conducted. This, thus, implies that in order to find amicable solutions to the emerging issues in sports, there is need to study the operations of the sporting activities in London. It is worth noting that there are varied qualitative and quantitative approaches that could be used in highlighting the aspects of sports in London (Mandell, 2010). With a focus on London, this paper assesses two different sources which could be of use in researching sports in London that perhaps might give a glimpse of qualitative and quantitative approaches that could be used in highlighting the aspects of sports in London. The paper evaluates the ability and limitations of the two sources in so far as researching sports in London is concerned. London Metro newspaper is one search source. Th is newspaper was chosen basing on importance of its content that closely correlates with the subject of the discussion. The content of the Newspaper gives the general map of sports in London. This source is just but a collection of articles majorly centred on sport and sporting activities in London. One outstanding thing about this source is that it contains not only the latest stories on the ongoing premier league by also the latest updates on the London Olympics. This newspaper clearly reflects upon the significant Londonââ¬â¢s diversity through memories, opinions, and voices of the Londoners. The Museum of London on London and the Olympics is another source that is of significant use to the subject
Monday, February 3, 2020
Inside a Computer Laboratory Lab Report Example | Topics and Well Written Essays - 3000 words
Inside a Computer Laboratory - Lab Report Example Some offer specialized functions such as transaction processing, discrete mathematics, statistical data analysis while others simply offer an internet connection. Additionally, computers can use for gaming and entertainment and develop software. Purchasing a laboratory or business PC can be sometimes a frightening experience and sometimes very confusing. When making the purchase, it is probable that you will have a general idea of what you may want in the PC and how you would like to make the configurations work for you. Computer systems as you may be aware consist of both software and hardware. The hardware components are tangible components of the system: main memory, CPU, peripherals such as a monitor, video display etc. The software part is the set of instructions that define what the actions of the computer hardware (Alagar and Peryasammy 2011). Typically a computer requires both the system software In the process of purchasing it is important to that you ask yourself some quest ions regarding the computer specification. First, you need to list down how the computer is going to be used. Secondly, the software that will be used can follow and here you determine whether any specialized functions are going to be used. ... The ICT department decided to purchase Desktop PCs with the following specifications: Central processing unit AMD, Hard Drive Storage - 80 Gigabytes Random Access Memory - 4GB SDRAM Hard Disk Speed: (5400 RPM) Visual display unit -Graphics Card. Motherboard Monitor ââ¬â Liquid crystal display. Operating System - Windows 7 Ultimate 64-bit Desktop Case Optical Drive: DVD Reader and Writer Justifying the above selection. Central Processing Unit (CPU) - AMD A highly effective processor assists the computer to function optimally. The CPU is the center or brain of the computer and it executes and controls the highest percentage of the work done by the PC. CPUs are major of two types; Advanced Micro Devices (AMD) and Intel processors and the procurement manager in the ICT department made the choice from the options. CPUs are commonly defined by their processing speed and power- gigahertz (GHz) or in megahertz (MHz) - and this directly refers to the number of commands and operations they can execute per second (Shiva 2007). The higher the processing speed value, the faster and more efficient the PC will perform and it follows that it will be more expensive. The most recent dual-core CPUs have two processors embedded on a single chip and they operate more efficiently at lower speeds, for example, AMDââ¬â¢s Athlon X2 CPU and Intelââ¬â¢s Pentium family. Most recently more scalable and powerful processors that use a 64 Bit internal architecture, compared to the previous 32 Bit internal architecture models, have been deployed in the market. Computers built with a Dual-core CPU can perform comparatively faster than those using Mono-core processors, specifically when multitasking. It is therefore advisable to make the choice of computers
Saturday, January 25, 2020
Types Of Business Activities And Business Organizations Commerce Essay
Types Of Business Activities And Business Organizations Commerce Essay Sole Trader-ship is the most primitive form of business organization. A business organization owned and managed by only one person, having full share of profit and responsible for all the losses of the organization is called sole trader-ship. Due to some of sole trader-ship the limitations including limited capital, limited scope of business and short-life a need for a new organization was felt. Thus a new business organization evolved that is known as partnership. In a partnership two or more persons pool together their resources to form the partnership business. The partnership combined financial resources, mental resources, and experience of partner for the success of the business enterprise. The rules and regulation that governs the partnership business is called partnership contract. The contract is the bye-laws of business and specifies the nature of the business, partners capital, profit and loss ratios and various terms and conditions relating to the business. Limited financial resources, unlimited liability and limited life of the partnership are cited as the peculiar demerits of the partnership, hence a need have been felt for a new organization that do not have the abovementioned demerits. A new type of business evolved after the industrial revolution called Joint Stock Company (Corporation in USA). A joint stock company is a business organization that is an artificial person, having perpetual existence and common seal with transferable shares, and separation of management from shareholders. This type of business tries to eliminate the demerits associated with sole-trader-ship and partnership (limited capital, limited life, and unlimited liability) plus it provides professional management of the company affairs through separation of ownership and management. The owner of the enterprise selects Board of Director amongst itself that chalk out broad-range policies concerning the business enterprise. The day-to-day affairs of the business a re run by professional who have expertise in their related field. Types of Business and Strategic Objectives: The objectives of the business depend on whether the business is owned by private investors or by the government. A private business is a business owned, managed and control by private investor(s. It may take any form including sole trader-ship, partnership or Joint Stock Company. On the other hand public enterprise also known as state-owned enterprise is owned, managed and run by government through its representative. If the business owned by private investors some of the possible objectives may be: To achieve a stated goal in terms of profit To achieve a stated goal in terms of sales To achieve a stated goal in terms of Return on Investment (ROI) To be a leader in a category To achieve a stated percentage of Earning Per Share (EPS) To be an environment friendly organization To be socially admirable organization To be a producer of quality products and/or services On the other hand if the business is owned by government (state owned enterprise) some of the possible objectives of the enterprise may be: To provide high quality services (e.g. health, education, communication etc) to the masses on equality bases To provide quality products and/or services to the masses at a lower cost as compared to private sector To reduce the disparity between the masses by reducing the income/status gape To provide access to quality product and/or services to all the masses irrespective of income, status, religion, geographic territory etc. Financial Activities and Organizational Structure: According to Vanhorn and Wachowics (2001) financial management is concerned with acquisition, financing and management of assets with some overall goal in mind. The overall goal is usually to increase the wealth of present and prospective shareholders. Organizational structure is an arrangement of organization activities that portray the various relationships amongst the organizational member. The organizational structure depicts who is the boss and who is the subordinate. Usually organizational structure are build on pyramid type, as depicted in Figure 1.3. Figure 1.3. Organizational Structure Macro (External) Environmental Factors: The macro environment consists of uncontrollable forces that directly or indirectly influence an organizations ability to achieve a desired result. In the word of Kotler and Armstrong (2003) marketing environment consists of the actors and forces outside marketing that affect marketing managements ability to build and maintain successful relationships with target customers. These influences create both opportunities and threats for a manager. A prudent manager is supposed to capitalize the opportunity provided by the macro environment and decrease potential bad impact of a threat that may hinder the organization performance. The macro environmental factors include economic factors, demographic factors, social and cultural factors, technological factors, and legal and political factors. An organization management is supposed to constantly monitor and evaluate these factors, and capitalize the opportunity if any. Organization that failed to take action in response to change in the environmental factors will not be able to succeed and hence to achieve its mission. Section 2 Investigating Business Resources. 2.1. Human Resource Management: Organization resources can be grouped into four categories including Financial, Information, Physical and Human Resources. According Braton (2005) Human Resources Management is the the direction of organizational systems to ensure effective and efficient use of human talent to accomplish organizational goals. The human resources of the organization are the most crucial assets of the organization. In fact one can argue that the factor responsible for success and failure in most of the cases is HR, but unfortunately it cannot be portrayed on Balance sheet as an Asset because it is priceless. 2.2. Purpose of Business and Technological Resources: Resources such as air, water, gas, oil, forests, paper, iron, core etc is known as physical resources, while technological resources includes, computer, plants, machinery etc. Organization needs to ensure that best utilizations of these scarce resources, by showing quality, efficiency, and waste management issues are addressed to improve performance and reduce costs. The management of these resources involved obtaining the desired materials, supplies, equipment, premises and energy and using them in the most efficient way to decrease operational cost and to attain the organizational objectives. 2.3. Access source of finances: In order to start a business or boost the established business through injection of new funds there are various sources of finances that an entrepreneur can access. The various options include banks that provide short, medium and long term finances to business enterprise. On the other hand there are also various developmental institutions that provide grants to boost a business in a particular sector, for example industry, trade, exports, agriculture, etc. Another possible option to get the fund is from venture capital provider, who usually charge slightly higher rate than the market. 2.4. Interpret financial statement: Financial statement is interpreted using ratio analysis. Financial ratio provides an insight about the firms performance. The organization can compare its financial results with its previous year results or they can compare the results with another player of the same industry. Financial ratios quantify many aspects of an organization including sales, profitability, creditworthiness, liquidity, usage of assets, and are an integral part of financial statement analysis. Thus ratios of a company in different industries provide an insight regarding a firms risk, capital requirements, and the nature of competition. Section 3. Introduction to marketing: 3.1. Key concept and principle of marketing: According to Kotler and Armstrong marketing is the process by which individuals and groups obtain what they need and want through creating and exchanging products and value with others. So we can say that the task of marketing is satisfy consumer needs and wants while achieving organization goals. A need is basic such as need for food, shelter, safety etc. when these needs are shaped by individual preferences and culture it becomes wants. The task of marketer is thus to identify a consumer need, translate that in wants, and designed the offering that have the capability to satisfy such needs and wants. When organization deliver the product and/or service to its customer, customer get a product and/or service, that have the ability to satisfy a consumer need and want while organization get money in exchange. 3.2. How and Why Marketing Research is conducted by Organizations: In achieving the organization mission and carrying out their marketing responsibilities, managers need a great deal of informations to make inform decision keeping in view the customer needs and wants. Marketing research provide manager insight regarding customer taste and preferences, product pricing, place and promotion strategy, competitors products, etc and help manager make better marketing decisions. Thus marketing manager increase his chances of success in the market by using up-to-date information while designing the marketing mix for the company offerings. Marketing research involves collecting information relevant to a specific marketing problem facing the organization through research by defining problem and coming up with the research objectives, preparing the research plan, and then implementing and interpreting the findings through research report for actions to marketing manager. 3.3. Kinds of Marketing Information used by Organization: According to OBrien and Marakas (2004), an information system can be any organized combination of people, hardware, software, communications, networks, and data resources that stores and retrieves, transform, and disseminates information in an organization. A company can use two types of marketing information based on the position of the end-users and type of use: the MIS for the managers and MIS for operational sales and marketing activities. The users of Marketing Information system and decision-making systems are primarily senior executives, Heads of SBUs and Manager Marketing, and analyst. Usually experts use raw data collected from various sources and refine them to be presented to marketing department. 3.4. How Marketing Increase Demand. The marketing concept is a process by which marketers identify consumer needs and wants and then provide products that satisfy these needs and wants, in a process of achieving organizational objectives. A product created and delivers based on the marketing concept benefit customer when it satisfies his need or want. When one have the ability, desire and authority to purchase certain product it is called demand. Marketer creates demand for his offering by providing to its target markets four types of utility known as form utility, place utility, form utility and possession utility. Section 4: Effective People communication and information: 4.1. Important of employing suitable people: For effective communication in an organization it is vital to employee suitable people across the organization. The communication within and outside the organization will have impact only when the receiver (one who receives and interpret the message) pursue exactly what the sender (a person who transmit and idea or message) mans. This depends a lot on the people inside the organization. If people inside the organization are talented and have mature personality they will interpret the message by using their professional skills acquired through various training and development. If the case is opposite, the organization will be facing difficulties in every wake of life. Communication skills of an employee also add goodwill for the employee as well as the organization. 4.2. Communication using appropriate method: The appropriate method of communication is first to determined the purpose of communication. The manager can determine that by answering: Why is the communication required? After defining the purpose of the communication the manager then need to identify the target audience, as the construction of message will depends a lot on the audience. He is supposed to ascertain some background information regarding the receiver of the message including position, educational level, experience etc. The communicator is then required to develop his message in a very clear, coherent, correct, concise and logical manner by maintain positive attitude that is reflected in choice of words. 4.3. Different type of information and how it can be process: Communication can occur through different processes and methods and can also be classified on the channel used and the style of communication. On the basis of channels communication can be divided into verbal communication (communication in written or oral form) and non-verbal (communication through body language, expressions, visuals etc.) On the basis of style communication can formal and informal. Formal communication occurs when in formal organization settings including communication between a superior and subordinate or organization and taxing authorities etc. On the other hand informal communication is free and unrestricted communication between employees who share casual relation with one another. An example of this is communication between pears. 4.4. Presenting Information Effectively: Effective information contains 7 characteristics that are known as 7 Cs of effective communication. This 7 Cs are Credibility, Courtesy, Clarity, Conciseness, Correctness, Coherent, and Consideration. Credibility of information means that the information present should be trustworthy. Courtesy means that the presenter of information should starts and end on courteous note. Clarity is important regardless of the content of the message. A message is clear when it contains information that is easily interpreted. A message should also be correct when it is 100% error and accurate and facts and figures are backed through documented evidence. The presented message need also be consistent, meaning stable and have no ups and down. Concreteness of message is present when the message is not vague and abstract but rather a solid statement that is used to reinforce the confidence. Conciseness of the message means providing to the point information to the target that saves time for both sender an d receiver. Section 5: Introduction to Accounting: 5.1. Purpose of accounting and categorization of business income and expenditure: Accounting is said to be the language of business. According Horngren and Harrison (2001), accounting is the system that measures business activities, processes that information into reports, and communicates these findings to decision makers. An organization income can be classified into Gross Income (the residual of total revenue minus cost of goods sold or direct expense), Operating Income (Gross Income minus Operating Expense), Income before taxes (Operating Income minus interest expenses) Income After Taxes (Income before taxes minus corporate taxes, if any). On the other hand expenses can be categorized on the basis of Cost of goods sold (material, labor and overhead expenses in case of manufacturing, and purchase price plus direct expenses in case of merchandizing business), operating expense (include marketing, sales and administration expense). 5.2. Preparing a cash flow forecasts: Cash flow forecast is the amount of money that organization expects that will come-in (Inflow of cash) and goes-out (outflow of cash). The inflow of cash includes sources such as cash sales, collection from customer, bank loan, and proceeds of stocks issued, or through sales of fixed assets. On the other hand cash outflows include all the disbursement to suppliers, payment of staff salaries and benefits, repayment of loan and/or capital, payment of expenses like rent, rates, taxes, capital expenditure for the acquisition of new assets, and interest payment by an organization. The total net cash flow is the difference between the total cash Inflow and total cash outflow for a particular period of time. The forecasting of cash flow includes tabulating all the major cash inflows, for example, cash sales, receipts from customer, loans etc and then analyzing the timing of expected payments in the form of salaries, material, capital expenditure etc. To this amount the current period net ca sh flow is added (if positive) while the desired started cash flow for the upcoming year is then subtracted. If the organization has left with negative figure then it arranges a loan accordingly. 5.3. Profit and loss account and balance sheet: The profit and loss account also known as Income statement portrays the results of business for particular period of time usually a year. It can be called a moving picture of the business stating the total revenue earned by the organization and total expenses incurred on earning the revenue, and the end result whether profit have been earned or losses have been sustained. On the other hand Balance Sheet depicts financial position of a business organization on a particular date usually at the end of year. Balance Sheet is like a snapshot of the organization that portrays the Assets it organization and liabilities and owners equity of the organization. 5.4. Review business performance using simple ratio analyze: In order to evaluate an organization performance one can use ratio analysis for interpreting the results and then comparing that with its own past results or with that of industry player. The most commonly used ratio includes liquidity ratios, that measure the business liquidity whether the firm will be able to pay its short term debts when it comes due or not. Profitability ratios measure firms profitability with respect to sales, equity, assets, long term assets etc. Coverage ratios measure whether firm will be able to pay its fixed charges from the profit or not. Activity ratios measure various activities of the organization including inventory, receivables, payables, etc.
Friday, January 17, 2020
Jazz concert
As much as I enjoyed attending a classical music concert in November, I thoroughly enjoyed myself at the Jazz concert I attended on Monday night. Though two vastly different types of music, the theory almost remains the same; variations on a theme. Since Jazz music is a little more my speed, I have to be honest when I say that I was looking forward to this assignment slightly more than the classical concert. I found a Jazz club called Zinc Bar on Houston in New York City that seemed to have reasonable prices and a wide selection of shows and musicians playing at ifferent times. We decided to attend the nine p. . show not knowing exactly who would be playing. Already this is a huge difference between the classical and Jazz concerts. Arriving early, we decided to eat some dinner at a restaurant called Arturo's right down the block from the club. As soon as we walked in, our first sight was a set of musicians and a singer playing live free Jazz music for the restaurant patrons. The band included an upright bass, a piano, and auxiliary percussion instruments and a male singer. They stuck to Jazz standards for the most part but eing that we were at an Italian restaurant we got a generous helping of Frank Sinatra.The musicians really set the tone for the entire establishment. Everywhere you looked, even though time with the music. Needless to say when we left the restaurant, we couldn't help but feel swept away by the entire New York Jazz experience. The ambiance continued inside of the Zinc Bar. The club itself was a small, very intimate setting, with a banquette and small tables on one wall and a long bar on the other. The band was positioned at the end of the bar facing out towards the entrance. The lighting was inimal save for a few candles and colored lights.There was a two drink minimum at the tables whereas the classical concert reserved the drinking to coffee at intermission. The crowd is sparse in the beginning but grows to a full bar towards the end, which we find out is a result of the main head-liner playing at 1 1 p. m. Ron Afflf. But we had very little regrets seeing this first band, the Alexis Cole Trio. The trio consisted of a singer, Alexis Cole, Ben Stivers on the keyboards, Bill Pace on the upright bass, Ryan Scott on guitar, and Greg Ritchie on drums.The lead singer would ntroduce all of the songs before they were played unlike the classical concert where listeners relied on their programs to inform them of the upcoming pieces. The first song they played was by Bob Marley and one of my favorite tunes, ââ¬Å"Redemption Songâ⬠. The song was faster than Bob Marleys version and in the middle, Ms. Cole transformed her voice into many different instruments as she scatted her way to the final chorus. In this song, and in every song where the band was involved, each instrument had their own chance to ââ¬Å"scatâ⬠and improvise on their respective instruments.After each musician finished their solo, the audience was encou raged to clap which is in stark movements. The second piece was an original composition by the keyboard player, Ben Stivers, called ââ¬Å"East of the Sunâ⬠and again featured all members of the band. I found my feet really tapping to this tune and I really enjoyed the piano solo. It had Just the right rhythm and well-balanced solos that I never felt bored. The third and fourth songs were by Thelonius Monk and unfortunately Ms. Cole never mentioned the names. Ms. Cole almost took a back seat in these songs and really let usicians go to town.The solos were intricate and involved seemingly removing the musician from the room and into his heart and mind. The listener couldn't help but be totally transfixed. I also felt that in this section the bass player really took the most risk rhythm wise and possibly might have made a mistake. I say possibly only because if he did make a mistake, he recovered so well it's possible we were Just imagining things. The fifth song was by Billy Str ahorn called ââ¬Å"My Little Brown Bookâ⬠which Ms. Cole introduced as a song about regret. This tune was only or the singer and the keyboards and was extremely intimate.One really got the sense that Ms. Cole was trying to give you something. The sixth song was another original and by far the most experimental. It started slow and soft and grew into a myriad of sounds with the guitar player playing with certain pedals on the floor. The more they played and the more she couldn't help but feel like I was caught in a windstorm. It culminated into what sounded like a disorganized Jumble of chords and solo material but somehow ended up right back at the original melody and rhythm. It was impressive to say the least.For their last song they decided to take a request from the audience and after much heckling from the crowd it was decided that they would end with ââ¬Å"My Funny Valentineâ⬠which the keyboard player had arranged in G minor and in 3. It was an interesting take on an old standard and done in a beautiful smoky tone. It was really a nice end toa perfect New York Jazz experience. As different as classical and Jazz are, I couldn't help but feel that Jazz had at least drawn on the basics of classical music. Start with a melody, make it your own, and then tell your story. I feel that music will forever enrich my story.
Thursday, January 9, 2020
2020 MCAT Test Dates and Score Release Dates
If you are planning to take the MCAT, itââ¬â¢s important to plan ahead. The MCAT is offered 30 times per year, with test dates ranging from January through September. For tests between January and June, registration opens in October the year prior to the exam date. For tests between July and September, registration opens in February the year of the exam date. To register for the MCAT, you must first create an AAMC account. Note that test dates fill up quickly, so itââ¬â¢s essential to register for your desired date as soon as possible. Early registration also offers greater flexibility and lower fees. The AAMC offers three scheduling zones for each test date: Gold, Silver, and Bronze. The Gold Zone has the lowest fees and highest flexibility; the Bronze Zone has the highest fees and lowest flexibility. 2020 MCAT Test Dates When choosing your test date and location, keep in mind that the exam begins at 8:00 AM local time at each testing center. Test Date Score Release Date January 17 February 18 January 18 February 18 January 23 February 25 March 14 April 14 March 27 May 1 April 4 May 5 April 24 May 27 April 25 May 27 May 9 June 9 May 15 June 16 May 16 June 16 May 21 June 23 May 29 June 30 June 5 July 7 June 19 July 21 June 20 July 21 June 27 July 28 July 7 August 6 July 18 August 18 July 23 August 25 July 31 September 1 August 1 September 1 August 7 September 9 August 8 September 9 August 14 September 15 August 29 September 29 September 3 October 6 September 4 October 6 September 11 October 13 September 12 October 13 When to Take the MCAT One of the most important factors in choosing an MCAT test date is your personal study schedule. Before selecting a date, think long and hard about how much time you need to adequately prepare for the exam (typically between three and six months). In particular, if you are still in school or working full-time, your study hours will be limited. Some college students elect to take the MCAT in January because winter break offers a significant amount of free time for test prep. In addition, by getting the test out of the way in January, you can free up the rest of the spring semester to work on the remainder of your medical school application. Another consideration when choosing an MCAT date is the application timeline. Ideally, you should take the MCAT early enough that your score is available as soon as medical school applications open. Medical school application deadlines range from October to December, but most medical schools have rolling admissions, so it is in your best interest to apply as early as possible. AAMC releases the first round of applications to medical schools at the end of June, so if you want your application to be one of the first reviewed, plan to take the MCAT by May at the latest. Source U.S. MCAT Calendar, Scheduling Deadlines, and Score Release Dates. Association of American Medical Colleges.
Wednesday, January 1, 2020
Equality and Diversity Essay - 3406 Words
Inequality exists, even in societies without formal stratification (Parsons, 1970). Whilst complete societal equality may be unattainable, Equal Opportunities (EO) policies aim to ââ¬Ëreduce the gap. Inequality takes different forms and there is much theoretical debate regarding which grouping variables, such as gender or age, are important. There exist three key notions of ââ¬Ëequality of opportunityââ¬â¢: formal, liberal and radical. The former two are minimalist concepts, concerned principally with equality of opportunity - the ââ¬Ëbeginningââ¬â¢ of the process. Conversely, the radical perspective, a maximalist concept, is more concerned with outcome. This paper outlines these three approaches, evaluates their successes and considers whetherâ⬠¦show more contentâ⬠¦For Johns and Green (2009), simply to address individual, direct forms of discrimination is insufficient; only two forms of EO can be aimed at institutional discrimination - radical (which they do n ot support) or liberal. The liberal notion, incorporating elements of formal EO, defines equality as ââ¬Ëequality of fair opportunityââ¬â¢ (Rawls, 1999), with the fundamental aim that individuals possessing equal talents and ambitions should also have equal prospects. The model recognises that the effects of past discrimination are likely to impact negatively on current equality of opportunity and the impact of institutional discrimination. Here, whilst merit-based recruitment may be applied, some individuals may not have had the same opportunities as a result of such group characteristics as gender or ethnicity. Although this model, sometimes known as ââ¬Ëprospect-regarding equal opportunitiesââ¬â¢ formed part of the legislation of the early 1970s, it was seldom used (Iganski and Mason, 2003). A need to employ policies to reduce gaps in income, educational attainment, wealth and health was recognised and addressed by such legislation as the Equal Pay Act, 1970, Sex Discrimination Act 1975 and R ace Relations Act 1976 (superceded by the Equality Act 2010). Liberal notions of equality became the preferred option of New Labour following the Macpherson Report. For Edwards and Batley (1978), it can be used in two different ways. It canShow MoreRelatedEquality and Diversity2900 Words à |à 12 Pagesand is made up of 5 Parts. Name: Part 1: Understanding equality This section will help you to evidence Learning Outcome 1: Know the meaning of equality |Learning objective |Place in Assessment | |1.1 Define the following terms: |Question 1 Page 1 | |Equality Read MoreEquality and Diversity2238 Words à |à 9 Pages1. What is meant by diversity? 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The table below highlights the observations and evaluation that I have conducted for the implementation of the Universityââ¬â¢s launch of the Equality Diversity Framework. The observation includes suggested actions and a timeframe on areas where I could influence or have responsibility and authority to change. The University implementation plan was to deliver the strategy through the development of a strategic equality and diversity frameworkRead MoreEquality Diversity Inclusion1538 Words à |à 7 Pages1.1 Explain what is meant by. Equality Equality is treating people fairly and making sure that everyone is given a fair chance and that their individual needs are met. Itââ¬â¢s about giving all sections of the community equal access to employment, education and other services that are provided whilst valuing and respecting them. Recognising that different sections of the community require specific measures to make sure they receive equality. Recognising how and why some groups are underrepresentedRead MoreEquality and Diversity in Childcare9428 Words à |à 38 PagesEducation course. One of the modules is Equality and Diversity in Childcare. For this exercise I will explore equality and diversity concepts as relevant to Irish Society. Analyse approaches to diversity education including, assimilation, multicultural, intercultural and anti-bias. Explore equality and diversity terminology; including prejudice, discrimination, racism, sexism and abelism etc. Examine current legislation on Equality and Diversity, to incl ude Equality Legislation, the UN Convention on theRead MoreEquality and Diversity Essay1577 Words à |à 7 PagesNCFE Level 2 Certificate in Equality and Diversity Unit 1: Exploring Equality and Diversity Assessment You should use this file to complete your Assessment. The first thing you need to do is save a copy of this document, either onto your computer or a disk Then work through your Assessment, remembering to save your work regularly When youââ¬â¢ve finished, print out a copy to keep for reference Then, go to www.vision2learn.com and send your completed Assessment to your tutor via
Tuesday, December 24, 2019
Student Debt Is Tough And Federal Loan - 865 Words
The qualifications for the program are tough and federal loan forgiveness only applies to federal Direct Loans, not private student loans. If the graduate is lucky enough to land a public service job the graduate must realize that there is no guarantee that the employment will still be around in ten years since no one truly knows how the program will work or if it will work at all. Val Meyers, associate director for the Office of Financial Aid at Michigan State University comments are recorded in Susan Tompersââ¬â¢ article ââ¬Å"My Apologies: Forgiving Student Debt is Toughâ⬠: No one knows quite how this program will work yet, or if Congress may decide it costs more than they counted on and change it once they start the loan forgiveness in 2017, (qtd. in My Apologies: Forgiving student Debt is Tough). Student debt forgiveness is not the answer, for it is the cost that is the issue that needs to be addressed. As Robert Applebaum states in his short essay mentioned in the article ââ¬Å"Student Loans: Should Some Indebtedness Be Forgiven?â⬠tuition rates are increasing at ridiculous rates because colleges somehow feel that because the government makes it easy to get a loan it justifies their rising tuition costs (466). Instead of arguing for student loan forgiveness, perhaps protesters should refocus their attention at the paramount reason for needing student loans in the first place. The article,Show MoreRelatedStudent Loans : The Good, The Bad, And The Ugly899 Words à |à 4 Pages Running Head: STUDENT LOANS: THE GOOD, THE BAD, AND THE UGLY. Brown-Gorham 1 Student Loans: The Good, The Bad, and the Ugly Da-Mosi Brown-Gorham English 101-23 Western Carolina University Running Head: STUDENT LOANS: THE GOOD, THE BAD, AND THE UGLY. Brown-Gorham 2 Most people are aware that federal student loans are a type of financial aid that must be repaid to the federal government, unlike grants or scholarships. Federal student loans are administered by the United States Government by way ofRead More College Student Loans Skyrocket Essay example747 Words à |à 3 Pages If youre counting on government student loans to get you through college or graduate school, count on paying them back. The Education Department has become one of the toughest debt collectors around. Over the past decade, the agency has steadily expanded its arsenal for dealing with former students who dont repay. A 1998 change in federal law made it extremely difficult for people to escape student loans through personal bankruptcy. The Education Department also can now seize parts of borrowersRead MoreEffects Of Loans On Students By Suzanne Mettler1410 Words à |à 6 PagesEffects of Loans on Students a. Sabotaging the American Dream Nowadays, the detriment in higher education has reached alarming levels. According to Suzanne Mettler, a political scientist at Cornell University, while students work hard on the side to be able to afford an education, they receive an inferior education because education has evolved into a caste system that doesnââ¬â¢t give them a chance to succeed. Mettler addresses this topic in her book, ââ¬Å"Degrees of Inequality: How the Politics of HigherRead MoreHigh School Vs. The Federal Government1327 Words à |à 6 Pagesgraduate with a degree and seek a career in the tough world as of late. In order to make this goal happen, many families sought the help of financial aid as a lifeline to avoid debt themselves due to the increasing tuition rates nowadays. The federal government has made it easier than ever to borrow money for higher education. As a matter of fact, there is currently over $1.2 trillion in total student loan debt, eclipsing the amount of credit card debt. The reason f or many families to borrow moneyRead MoreEducation Debt: The Problem and Solutions Essay1125 Words à |à 5 Pagesthe ever-increasing tuition and ever-tighten federal student aid, the number of students relying on student loan to fund a college education hits a historical peak. According to a survey conducted by an independent and nonprofit organization, two-thirds of college seniors graduated with loans in 2010, and each of them carried an average of $25,250 in debt. (Reed et. al., par. 2). My research question will focus on the profound effect of education debt on American college graduatesââ¬â¢ lives, and myRead MoreA College Student Debt Problem1595 Words à |à 7 Pagesdifferent kinds of loans that students can obtain to help them continue their education. Being able to expand their education so easily can come with a hefty price. Students come out of college with student debt up past their ears, and so many students have trouble paying those loans back because of the amou nt of loans and the number of payments that people have to make can rip their financial future apart. If more students had more options to help them avoid, minimize, and erase college debt this countryRead MoreStudent Loan Is A Terrible Idea1308 Words à |à 6 PagesStudent loan forgiveness is a terrible idea. Sure, in an idealistic world it would be great if the country could forgive all student loan debt and thus bring relief to all students across the nation. Realistic? Not necessarily! Instead of the fairytale notion of student loan forgiveness being the answer to all the problems, America would fair better in taking the initiative in making reforms to the educational loan system that are a bit more realistic. Student loans are a massive predicament in theRead MoreGraduation Speech : College Loan Debt1126 Words à |à 5 PagesWith college loan debt steadily increasing in the U.S each year, many of college students and graduates are forced into a corner. Many students cannot af ford college so they take out loans due to the increasingly competitive job market. By the time most students graduate they are in massive debt. The class of 2015 graduated with an average debt of $35,000 (Bennett Wilezol 76). Cumulative student loan debt within the country now stands at 1.2 trillion. It is now the largest non-mortgage type ofRead MoreAn Education Battle: Decreasing Amount of Scholarships1155 Words à |à 5 PagesFor the last couple of years, students graduating high school have a hard time getting into college or even getting a job. Without a job, scholarship, or financial aid to help, it can be tough to pay for your education. Students are lead to lesser jobs and forced to not go to college because they can not afford tuition. A reason why these colleges ask for so much money is because they donââ¬â¢t have the funding to keep them afloat, so they bump up the prices to get in. School systems need more fundingRead MoreA Short Note On Unsecured Loans And Unsecu red Loan1126 Words à |à 5 PagesSecured And Unsecured Loans In Bankruptcy By Christopher M | Submitted On June 27, 2011 Recommend Article Article Comments Print Article Share this article on Facebook Share this article on Twitter Share this article on Google+ Share this article on Linkedin Share this article on StumbleUpon Share this article on Delicious Share this article on Digg Share this article on Reddit Share this article on Pinterest Expert Author Christopher M When it comes to taking out a loan, you should know they
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